Project Loans

A Project Loan is a type of funding provided to individuals, companies, or organizations for executing large-scale infrastructure, industrial, real estate, or commercial development projects. It is typically used for financing construction, expansion, or new ventures in sectors such as manufacturing, hospitality, healthcare, education, and more.

Features & Benefits

High Loan Amount

Suitable for funding large-scale projects, with financing based on project cost, viability, and promoter credentials.

Structured Disbursement

Funds are released in stages based on project milestones or construction phases.

Customizable Repayment Tenure

Long-term repayment options ranging from 5 to 15 years, depending on the project type and financial plan.

Attractive Interest Rates

Competitive interest rates, especially for viable and well-structured projects with solid business models.

Flexible End Use

Funds can be used for land acquisition, equipment purchase, construction, working capital, or operational setup.

Moratorium Period

Grace period available during project construction, before regular EMIs begin.

Expert Advisory

Professional guidance and due diligence support from financial institutions during evaluation and implementation stages.

Eligibility Criteria

Applicant Type:

Individuals, companies (private/public limited), partnerships, LLPs, or trusts

Project must be legally approved and financially viable

Age (for individual promoters):

25 to 65 years

Business Experience:

Promoters or directors should have a good track record in business or project execution

Creditworthiness:

Good CIBIL score and financial background are essential

Project Viability:

The project must have a strong revenue model, proper cost estimate, approvals, and feasibility study.